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Finding the right home at the right price is just one part of a real estate transaction. St Augustine Florida Homes & Real Estate is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 904-461-6074 if your needs include a professional REALTOR® ready for the business side of real estate.
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Expected closing costs
There are certain typical expenses accompanying closing the sale of a house. These fees are often divided between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through your transaction.
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
- Property Taxes
- Transfer Taxes and Recording Fees
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we get through the details of your transaction, not only will I work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are aware of exactly where your money is going.
Buyers: If you're buying a home in Saint Johns County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not astonished when you come to closing time. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates in question.
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